A storefront blending of caffeine and credit cards has opened in Carytown.
Capital One Café, a chain of coffee shop/bank branch hybrids that the financial giant has been rolling out nationally, opened Wednesday at 2933 W. Cary St. at the corner of South Sheppard Street.
It’s the second Capital One Café in the Richmond market, joining a spot in Short Pump Town Center that opened in 2017.
The concept features a coffee bar that serves Peet’s Coffee and baked goods from local bakery Pearl’s Bake Shoppe, as well as banking resources such as 24-hour ATMs, private meeting rooms and a staff of Capital One employees.
“Essentially, it’s a bank,” said Courtney Rhodes, Capital One spokeswoman. “We’ve just reimagined the banking experience to fit customer needs by making it digital. … As people are starting to bank more digitally, we wanted to create a bank that fits their everyday lives.”
Customers can do anything they could at a traditional branch, such as make deposits and open credit cards either with the help of a Capital One employee or digitally, she said.
The two-story cafe also has smaller private “nook” rooms, coworking areas and charging stations. Capital One Cafe plans to host financial-literacy events and offers free one-on-one money coaching at the cafe.
Aside from paying for coffee, Rhodes said that all cafe services are free to the public and aren’t restricted to Capital One customers. However, Capital One cardholders have the perk of getting 50 percent off coffee.
The Carytown location opened in a space formerly occupied by Secco Wine Bar, which moved to 325 N. Robinson in 2016; and Sheppard Street Antiques, which moved to 1126 N. Blvd.; and a private acupuncturist.
Capital One is leasing the space, which has been under construction since at least early 2017. Capstone was the general contractor. Leo A Daly was the architect. Local artist Chris Milk Hulburt painted a mural on the Sheppard Street-facing side of the building once Capital One took it over.
Capital One introduced its cafes in 2011 after it acquired ING Direct, a bank that had held the rights to the cafe concept since 2001. There are now 31 Capital One Cafes in 11 markets nationwide.
A few doors down on Cary Street, the owners of Don’t Look Back recently closed their other concept, Best Friends Forever at 2915 W. Cary St., as the taqueria opened in Scott’s Addition at 3306 W. Broad St.