Systems and methods for providing automatic teller machine security
Patent No. 10,621,834
Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a display, a physical barrier configured to intersect a line of sight from a location adjacent the automatic teller machine to the display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to determine that a user is operating the automatic teller machine. The one or more processors may be further configured to alter a degree of opacity of the physical barrier, based on the determining.
Inventors: Robert Smith (Richmond), David Wurmfeld (Falls Church, Virginia), Steve Faletti (Brooklyn, New York), Lisa Whitsitt (San Francisco, California), Janak Dadhaniya (San Francisco, California)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
ATM system with transfer device and instrument caching capabilities
Patent No. 10,621,833
An automated teller machine (ATM) system may include an instrument storage and dispensing device configured to store and provide instruments, and a plurality of ATM head units. Each ATM head unit may be configured to interact with users to facilitate ATM-based transactions. The ATM system may include a transfer device configured to interface the instrument storage and dispensing device with each ATM head unit. The ATM system may cause the transfer device to obtain one or more instruments from the instrument storage and dispensing device based on user inputs received at one or more ATM head units, and cause the transfer device to deliver the one or more instruments to the one or more ATM head units after obtaining the one or more instruments.
Inventors: Janak Dadhaniya (San Francisco, California), Steve Faletti (Brooklyn, New York), David Kelly Wurmfeld (McLean, Virginia), Robert Smith (Richmond, VA), Lisa Whitsitt (Millbrae, California)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
Electronic coupon issuance and redemption apparatuses, methods and systems
Patent No. 10,621,605
The ELECTRONIC COUPON ISSUANCE AND REDEMPTION APPARATUSES, METHODS AND SYSTEMS (“ECIR”) transforms user coupon purchase and redemption request inputs via ECIR components into coupon issuance, transaction, and analytics outputs. In some embodiments, the ECIR may receive an inventory request from a coupon program manager, including at least a virtual coupon issue criteria. The ECIR may generate one or more account identifiers, and transmit the account identifiers to the coupon program manager. The ECIR may receive, from the coupon program manager, an issue request along with the purchase information, which may include one or more purchase identifiers corresponding to one or more buyers. The ECIR may determine when the received purchase information satisfies the virtual coupon issue criteria. when it satisfies the criteria, the ECIR may issue one or more virtual coupons having the one or more account identifiers, and transmit the issued virtual cards to the coupon program manager.
Inventors: Kathy Heitmueller (Midland, Georgia), Douglas R. Franz (San Francisco, California), Chris James Truelson (Highlands Ranch, Colorado), Mary Theresa Taylor (San Francisco, California), Walter J. Granville (Richmond)
Assignee: Visa International Service Association (San Francisco, California)
April 14, 2020
Social objectives-based workload resolution in a cloud environment
Patent No. 10,620,997
A content of a social media data is analyzed. The social media data relates to a workload that is to be located on a node. A location corresponding to the social media data is computed. The social media data is regarded as originating from the location. A set of nodes is selected by computing a social distance objective function, the set of nodes includes the node. Each node in the set of nodes is located within a range of distances specified by the social distance objective function. A first subset of nodes is removed from the set of nodes, where the first subset of nodes fails to satisfy another objective function. In response to a second subset of nodes satisfying the social distance objective function and the other objective function, the node is selected from the second subset and the workload is deployed on the node.
Inventors: Aaron K. Baughman (Silver Spring, Maryland), John S. Cope (Richmond), Michelle Welcks (Austin, Texas), Brian M. O’Connell (Cary, North Carolina)
Assignee: International Business Machines Corp. (Armonk, New York)
April 14, 2020
Low density paper and paperboard with two-sided coating
Patent No. 10,619,306
A paper or paperboard including a cellulose substrate and a coating applied to each side of the paperboard substrate to form a coated structure, the coated structure having a basis weight, a caliper thickness and a Parker Print Surf smoothness, the Parker Print Surf smoothness being at most about 2 microns, the basis weight being less than about Y1 pounds per 3000 ft2, wherein Y1 is a function of the caliper thickness (X) in points and is calculated as follows: Y1=29.15+11.95X-0.07415X2.
Inventors: Gary P. Fugitt (Rockville, Virginia), Terrell J. Green (Raleigh, North Carolina), Steven G. Bushhouse (Quinton, Virginia), Steven Parker (Raleigh, North Carolina), Jason R. Hogan (Glen Allen, Virginia), Wei-Hwa Her (Beaumont, Texas), Scott E. Ginther (Willow Spring, North Carolina)
Assignee: WestRock MWV (Atlanta, Georgia)
April 14, 2020
Lockable packaging
Patent No. 10,618,683
A package (90) includes an outer sleeve (60) and a drawer (50) that is slidably receivable in the outer sleeve (60). The package further includes a two-part locking mechanism for releasably locking the drawer within the outer sleeve. The first part is provided by the outer sleeve, and the second part by the drawer as a locking flap (52) hingedly connected to a rear end of a top panel (106) of the drawer (50). The locking flap is folded outwardly of the drawer toward a forward end of the top panel to be releasably engaged with the first part of the locking mechanism.
Inventors: Marty Jones (Glen Allen, Virginia)
Assignee: WestRock MWV (Atlanta, Georgia)
April 14, 2020
Systems and methods for cryptographic authentication of contactless cards
Patent No. 10,623,393
Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.
Inventors: Kevin Osborn (Newton, Massachusetts), James Ashfield (Midlothian, Virginia), Jeffrey Rule (Chevy Chase, Maryland)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
Method and system for removing anti-nutritionals from a feed stock
Patent No. 10,617,133
A system and method for anti-nutritional removal includes generating a feed stock from a plant-based protein source, the plant-based protein source having anti-nutritionals disposed therein. The system and method includes generating an ethanol slurry by combining the feed stock with an ethanol wash containing a first volume of ethanol and processing the ethanol slurry through an extractor to generate an ethanol matrix and a feed stock mass. The method and system further includes providing the feed stock mass to a desolventizer and generating a desolventized feed stock mass therefrom. Therein, the method and system includes drying the desolventized feed stock mass to generate a clean feed stock with at least a portion of the anti-nutritionals removed therefrom. In one embodiment, the feed stock may be fava beans with the removal of vicine and covicine as anti-nutritionals.
Inventors: Michael A. Spinelli (Moseley, Virginia), Krisan Singh (Midlothian, Virginia), Reinhold Brand (Henrico, Virginia)
Assignee: Nutriati (Henrico, Virginia)
April 14, 2020
Indoor safety shelter for protection from intruders
Patemt No. 10,619,398
An indoor safety shelter appearing to be one file cabinet or a set of file cabinets is disclosed constructed with bullet-proof armor plates mounted on an interior support frame which protects one or more persons inside the shelter both from being discovered by and being harmed by an armed intruder in the case of a home or office invasion. The shelter can be assembled and disassembled on site providing for the ability of one or more persons protected inside the shelter to detach a plate or plates from one or more sides of the shelter if a bullet-proof door to the shelter, which is locked from the inside, becomes obstructed.
Inventors: David Ivester (Henrico, Virginia)
Assignee: N/A
April 14, 2020
Systems and methods for managing electronic communications
Patent No. 10,630,616
Systems and methods are disclosed for managing electronic communications. According to certain embodiments, an enterprise directory is provided for listing a plurality of enterprises. In one embodiment, the enterprise directory may include an enterprise profile for each enterprise identifying, among other things, a mode of communication for the enterprise. Enterprises that wish to communicate with one another may form partnerships with one another. In one embodiment, a partnership may be formed between two enterprises when one enterprise accepts a partnership request submitted by the other enterprise. Information regarding partnerships between enterprises may be stored in a database. Further, an enterprise user may request to electronically communicate (e.g., via IM, voice, or email) with a user associated with a different enterprise. Users associated with different enterprises may be allowed to communicate electronically with one another if their respective enterprises are in a partnership with one another.
Inventors: Robert West (Chantilly, Virginia), Charles G. Woods (Richmond), Andrew B. Warner (Cape Coral, Florida), Donald Le (Herndon, Virginia)
Assignee: Oath (Dulles, Virginia)
April 21, 2020
Detection of unauthorized devices on ATMS
Patent No. 10,629,035
The disclosed embodiments include methods and systems for detecting ATM skimmers, other unauthorized devices, such as hidden video cameras or keypad overlays, and/or possible damage to the ATM based upon radio frequency (RF) signal emitted from the ATM and/or 3D image analysis.
Inventors: William A. Hodges (Mechanicsville, Virginia), Christopher R. Marshall (Glen Allen, Virginia), Pierrick Burgain (Richmond)
Assignee: Capital One Services (McLean, Virginia)
April 21, 2020
Voluntary benefits outsourcing systems and methods
Patent No. 10,628,891
Voluntary benefits outsourcing systems and methods may be used to provide voluntary benefits to employees. An employee may choose to select any number of voluntary benefits from a menu of voluntary benefits available to that employee through the voluntary benefits system. Available voluntary benefits may include, but are not limited to, automobile insurance, homeowners insurance, life insurance, accident insurance, critical illness insurance, disability insurance, healthcare insurance, dental insurance, long term care insurance, pet care insurance and legal services insurance, discounts on computers, movie tickets, auto financing, educational testing, telephones, travel, child care, and a host of other work/life offerings, for example. The voluntary benefits systems and methods include calculating a single payroll deduction based upon the selection of the voluntary benefits by the employee. In this manner, the employee may receive a pay check with only one deduction for all selected voluntary benefits.
Inventors: Peter Marcia (Richmond)
Assignee: Peter Marcia (Richmond)
April 21, 2020
Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
Patent No. 10,628,842
In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
Inventors: Walter J. Granville III (Richmond)
Assignee: Visa International Service Association (San Francisco, California)
April 21, 2020
Method and apparatus for measuring trace levels of fluorescent minerals in water
Patent No. 10,627,383
Methods and devices to rapidly detect trace levels of water soluble fluorescent mineral species such as uranium in aqueous fluids (e.g. water) are provided. The methods and devices involve sequestration of cationic forms of the water soluble fluorescent mineral species (e.g. the uranium oxycation uranyl, UO.sub.2.sup.2+) via pressurized fluid flow through a porous silica gel medium, to enhance natural fluorescence and increase the speed of detection.
Inventors: Gary Tepper (Richmond), Brandon Dodd (Richmond)
Assignee: Virginia Commonwealth University (Richmond)
April 21, 2020
Genetic locus imparting a low anatabine trait in tobacco and methods of using
Patent No. 10,626,409
Provided herein are genetic markers and a coding sequence associated with a low- or ultra-low anatabine trait in tobacco.
Inventors: Chengalrayan Kudithipudi (Midlothian, Virginia), Alec J. Hayes (Chesterfield, Virginia), Robert Frank Hart III (Midlothian, Virginia), Yanxin Shen (Glen Allen, Virginia), Jesse Frederick (Richmond), Dongmei Xu (Glen Allen, Virginia)
Assignee: Altria Client Services (Richmond)
April 21, 2020
Sphingosine kinase type 1 inhibitors and uses thereof
Patent No. 10,624,863
Provided are inhibitors of sphingosine kinase Type I that are useful in a number of applications, indications and diseases, as well as for monitoring pharmacokinetics and patient management. These compounds are applicable to treating tumors of the central nervous system, such as glioblastoma multiforme (GBM).
Inventors: Sarah Spiegel (Richmond), Robert Elliot Zipkin (Wynnewood, Pennsylvania), Jeffrey Kroll Adams (Fort Washington, Pennsylvania)
Assignee: Enzo Therapeutics (Farmingdale, New York) & Virginia Commonwealth University (Richmond)
April 21, 2020
Kitchen appliance noise baffle
Patent No. 10,624,500
A blender includes: a base unit, the base unit including a vent in fluid communication with external air; a motor mounted within the base unit and configured to drive blender blades; a cooling fan mounted in the base unit to draw air though the vent and past the motor into a reservoir; and a conduit formed within the base unit that provides an exit path for air drawn past an exit port at the rear of the base unit. A central baffle is located within the reservoir that divides the exit path into two lateral substreams that flow past opposite side edges of the central baffle, and two lateral baffles are located within the reservoir downstream of the central baffle. Each lateral baffle directs a respective substream inwardly such that the sub streams combine into a single stream that exits the exit port.
Inventors: Paul Diaz (Richmond), Koen Aidan Ambrose (Glen Allen, Virginia)
Assignee: Hamilton Beach Brands (Glen Allen, Virginia)
April 21, 2020
Cured leaf separator
Patent No. 10,624,384
A leaf removal assembly including a frame comprising a front plate having a feed opening, a leaf stripping assembly mounted on said front plate in front of said feed opening and an upper sprocket wheel comprising a plurality of upper socket grippers extending radially outward of the upper sprocket wheel and being disposed behind the front plate. The leaf removal assembly further includes a lower sprocket wheel comprising a plurality of lower sprocket grippers extending radially outwardly of the lower sprocket wheel and being disposed behind the front plate. At least one of the upper sprocket wheel and the lower sprocket wheel may be adjustably attached to the frame. A process for separating a leaf from a stalk comprising at least one leaf is also included.
Inventors: James David Evans (Chesterfield, Virginia), Ashish Jain (Glen Allen, Virginia), Loren Theodore Duvekot (Goochland, Virginia), David C. Haller (Richmond)
Assignee: Altria Client Services (Richmond)
April 21, 2020
Split credit card
Patent No. 10,628,724
A separable or split transaction card may be a transaction card that is separable into multiple parts. The transaction card may be separable into multiple portions through an axis that extends through one or more pieces of personal identification information. The transaction card may transition between two or more configurations. A first configuration may be one in which the multiple card portions are not connected, all of the separated pieces of personal identification information are disabled, and the transaction card is disabled. A second configuration may be one in which the multiple card portions are connected, one or more of the separated pieces of personal identification information are enabled, and the transaction card is enabled and may be read when inserted into a card reading machine.
Inventors: Lee Adcock (Midlothian, Virginia), Christopher Camenares (Falls Church, Virginia), Geeta Shyamala (Herndon, Virginia), Vincent Pham (Champaign, Illinois), Nahid Farhady Ghalaty (Fairfax, Virginia)
April 21, 2020
Tree or plant protection mat
Patent No. 10,624,276
One embodiment provides a modular green roof tray, house plant growth media and horticulture growth media, and a tree protection mat for weed and moisture control made from recycled disposable diapers. The growth medium and tree protection mat contain superabsorbent materials from diaper that can absorb waters and greatly reduce irrigation so to provide a drought resistant feature. One embodiment also provides a manufacturing process to perform 100% recycling of disposed diapers.
Inventors: Wei Zhang (Midlothian, Virginia), Hailing Yang (Midlothian, Virginia)
Assignee: Capital One Services (McLean, Virginia)
April 21, 2020
Systems and methods for providing automatic teller machine security
Patent No. 10,621,834
Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a display, a physical barrier configured to intersect a line of sight from a location adjacent the automatic teller machine to the display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to determine that a user is operating the automatic teller machine. The one or more processors may be further configured to alter a degree of opacity of the physical barrier, based on the determining.
Inventors: Robert Smith (Richmond), David Wurmfeld (Falls Church, Virginia), Steve Faletti (Brooklyn, New York), Lisa Whitsitt (San Francisco, California), Janak Dadhaniya (San Francisco, California)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
ATM system with transfer device and instrument caching capabilities
Patent No. 10,621,833
An automated teller machine (ATM) system may include an instrument storage and dispensing device configured to store and provide instruments, and a plurality of ATM head units. Each ATM head unit may be configured to interact with users to facilitate ATM-based transactions. The ATM system may include a transfer device configured to interface the instrument storage and dispensing device with each ATM head unit. The ATM system may cause the transfer device to obtain one or more instruments from the instrument storage and dispensing device based on user inputs received at one or more ATM head units, and cause the transfer device to deliver the one or more instruments to the one or more ATM head units after obtaining the one or more instruments.
Inventors: Janak Dadhaniya (San Francisco, California), Steve Faletti (Brooklyn, New York), David Kelly Wurmfeld (McLean, Virginia), Robert Smith (Richmond, VA), Lisa Whitsitt (Millbrae, California)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
Electronic coupon issuance and redemption apparatuses, methods and systems
Patent No. 10,621,605
The ELECTRONIC COUPON ISSUANCE AND REDEMPTION APPARATUSES, METHODS AND SYSTEMS (“ECIR”) transforms user coupon purchase and redemption request inputs via ECIR components into coupon issuance, transaction, and analytics outputs. In some embodiments, the ECIR may receive an inventory request from a coupon program manager, including at least a virtual coupon issue criteria. The ECIR may generate one or more account identifiers, and transmit the account identifiers to the coupon program manager. The ECIR may receive, from the coupon program manager, an issue request along with the purchase information, which may include one or more purchase identifiers corresponding to one or more buyers. The ECIR may determine when the received purchase information satisfies the virtual coupon issue criteria. when it satisfies the criteria, the ECIR may issue one or more virtual coupons having the one or more account identifiers, and transmit the issued virtual cards to the coupon program manager.
Inventors: Kathy Heitmueller (Midland, Georgia), Douglas R. Franz (San Francisco, California), Chris James Truelson (Highlands Ranch, Colorado), Mary Theresa Taylor (San Francisco, California), Walter J. Granville (Richmond)
Assignee: Visa International Service Association (San Francisco, California)
April 14, 2020
Social objectives-based workload resolution in a cloud environment
Patent No. 10,620,997
A content of a social media data is analyzed. The social media data relates to a workload that is to be located on a node. A location corresponding to the social media data is computed. The social media data is regarded as originating from the location. A set of nodes is selected by computing a social distance objective function, the set of nodes includes the node. Each node in the set of nodes is located within a range of distances specified by the social distance objective function. A first subset of nodes is removed from the set of nodes, where the first subset of nodes fails to satisfy another objective function. In response to a second subset of nodes satisfying the social distance objective function and the other objective function, the node is selected from the second subset and the workload is deployed on the node.
Inventors: Aaron K. Baughman (Silver Spring, Maryland), John S. Cope (Richmond), Michelle Welcks (Austin, Texas), Brian M. O’Connell (Cary, North Carolina)
Assignee: International Business Machines Corp. (Armonk, New York)
April 14, 2020
Low density paper and paperboard with two-sided coating
Patent No. 10,619,306
A paper or paperboard including a cellulose substrate and a coating applied to each side of the paperboard substrate to form a coated structure, the coated structure having a basis weight, a caliper thickness and a Parker Print Surf smoothness, the Parker Print Surf smoothness being at most about 2 microns, the basis weight being less than about Y1 pounds per 3000 ft2, wherein Y1 is a function of the caliper thickness (X) in points and is calculated as follows: Y1=29.15+11.95X-0.07415X2.
Inventors: Gary P. Fugitt (Rockville, Virginia), Terrell J. Green (Raleigh, North Carolina), Steven G. Bushhouse (Quinton, Virginia), Steven Parker (Raleigh, North Carolina), Jason R. Hogan (Glen Allen, Virginia), Wei-Hwa Her (Beaumont, Texas), Scott E. Ginther (Willow Spring, North Carolina)
Assignee: WestRock MWV (Atlanta, Georgia)
April 14, 2020
Lockable packaging
Patent No. 10,618,683
A package (90) includes an outer sleeve (60) and a drawer (50) that is slidably receivable in the outer sleeve (60). The package further includes a two-part locking mechanism for releasably locking the drawer within the outer sleeve. The first part is provided by the outer sleeve, and the second part by the drawer as a locking flap (52) hingedly connected to a rear end of a top panel (106) of the drawer (50). The locking flap is folded outwardly of the drawer toward a forward end of the top panel to be releasably engaged with the first part of the locking mechanism.
Inventors: Marty Jones (Glen Allen, Virginia)
Assignee: WestRock MWV (Atlanta, Georgia)
April 14, 2020
Systems and methods for cryptographic authentication of contactless cards
Patent No. 10,623,393
Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, and the one or more servers may include an expected counter value. The client device may be configured to read the counter from the contactless card and transmit it to the one or more servers. The one or more servers may compare the counter to the expected counter value for synchronization. The contactless card and the one or more servers may resynchronize the counter, via one or more processes, based on one or more reads of the one or more applets. The one or more servers may authenticate the contactless card based on the resynchronization.
Inventors: Kevin Osborn (Newton, Massachusetts), James Ashfield (Midlothian, Virginia), Jeffrey Rule (Chevy Chase, Maryland)
Assignee: Capital One Services (McLean, Virginia)
April 14, 2020
Method and system for removing anti-nutritionals from a feed stock
Patent No. 10,617,133
A system and method for anti-nutritional removal includes generating a feed stock from a plant-based protein source, the plant-based protein source having anti-nutritionals disposed therein. The system and method includes generating an ethanol slurry by combining the feed stock with an ethanol wash containing a first volume of ethanol and processing the ethanol slurry through an extractor to generate an ethanol matrix and a feed stock mass. The method and system further includes providing the feed stock mass to a desolventizer and generating a desolventized feed stock mass therefrom. Therein, the method and system includes drying the desolventized feed stock mass to generate a clean feed stock with at least a portion of the anti-nutritionals removed therefrom. In one embodiment, the feed stock may be fava beans with the removal of vicine and covicine as anti-nutritionals.
Inventors: Michael A. Spinelli (Moseley, Virginia), Krisan Singh (Midlothian, Virginia), Reinhold Brand (Henrico, Virginia)
Assignee: Nutriati (Henrico, Virginia)
April 14, 2020
Indoor safety shelter for protection from intruders
Patemt No. 10,619,398
An indoor safety shelter appearing to be one file cabinet or a set of file cabinets is disclosed constructed with bullet-proof armor plates mounted on an interior support frame which protects one or more persons inside the shelter both from being discovered by and being harmed by an armed intruder in the case of a home or office invasion. The shelter can be assembled and disassembled on site providing for the ability of one or more persons protected inside the shelter to detach a plate or plates from one or more sides of the shelter if a bullet-proof door to the shelter, which is locked from the inside, becomes obstructed.
Inventors: David Ivester (Henrico, Virginia)
Assignee: N/A
April 14, 2020
Systems and methods for managing electronic communications
Patent No. 10,630,616
Systems and methods are disclosed for managing electronic communications. According to certain embodiments, an enterprise directory is provided for listing a plurality of enterprises. In one embodiment, the enterprise directory may include an enterprise profile for each enterprise identifying, among other things, a mode of communication for the enterprise. Enterprises that wish to communicate with one another may form partnerships with one another. In one embodiment, a partnership may be formed between two enterprises when one enterprise accepts a partnership request submitted by the other enterprise. Information regarding partnerships between enterprises may be stored in a database. Further, an enterprise user may request to electronically communicate (e.g., via IM, voice, or email) with a user associated with a different enterprise. Users associated with different enterprises may be allowed to communicate electronically with one another if their respective enterprises are in a partnership with one another.
Inventors: Robert West (Chantilly, Virginia), Charles G. Woods (Richmond), Andrew B. Warner (Cape Coral, Florida), Donald Le (Herndon, Virginia)
Assignee: Oath (Dulles, Virginia)
April 21, 2020
Detection of unauthorized devices on ATMS
Patent No. 10,629,035
The disclosed embodiments include methods and systems for detecting ATM skimmers, other unauthorized devices, such as hidden video cameras or keypad overlays, and/or possible damage to the ATM based upon radio frequency (RF) signal emitted from the ATM and/or 3D image analysis.
Inventors: William A. Hodges (Mechanicsville, Virginia), Christopher R. Marshall (Glen Allen, Virginia), Pierrick Burgain (Richmond)
Assignee: Capital One Services (McLean, Virginia)
April 21, 2020
Voluntary benefits outsourcing systems and methods
Patent No. 10,628,891
Voluntary benefits outsourcing systems and methods may be used to provide voluntary benefits to employees. An employee may choose to select any number of voluntary benefits from a menu of voluntary benefits available to that employee through the voluntary benefits system. Available voluntary benefits may include, but are not limited to, automobile insurance, homeowners insurance, life insurance, accident insurance, critical illness insurance, disability insurance, healthcare insurance, dental insurance, long term care insurance, pet care insurance and legal services insurance, discounts on computers, movie tickets, auto financing, educational testing, telephones, travel, child care, and a host of other work/life offerings, for example. The voluntary benefits systems and methods include calculating a single payroll deduction based upon the selection of the voluntary benefits by the employee. In this manner, the employee may receive a pay check with only one deduction for all selected voluntary benefits.
Inventors: Peter Marcia (Richmond)
Assignee: Peter Marcia (Richmond)
April 21, 2020
Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
Patent No. 10,628,842
In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.
Inventors: Walter J. Granville III (Richmond)
Assignee: Visa International Service Association (San Francisco, California)
April 21, 2020
Method and apparatus for measuring trace levels of fluorescent minerals in water
Patent No. 10,627,383
Methods and devices to rapidly detect trace levels of water soluble fluorescent mineral species such as uranium in aqueous fluids (e.g. water) are provided. The methods and devices involve sequestration of cationic forms of the water soluble fluorescent mineral species (e.g. the uranium oxycation uranyl, UO.sub.2.sup.2+) via pressurized fluid flow through a porous silica gel medium, to enhance natural fluorescence and increase the speed of detection.
Inventors: Gary Tepper (Richmond), Brandon Dodd (Richmond)
Assignee: Virginia Commonwealth University (Richmond)
April 21, 2020
Genetic locus imparting a low anatabine trait in tobacco and methods of using
Patent No. 10,626,409
Provided herein are genetic markers and a coding sequence associated with a low- or ultra-low anatabine trait in tobacco.
Inventors: Chengalrayan Kudithipudi (Midlothian, Virginia), Alec J. Hayes (Chesterfield, Virginia), Robert Frank Hart III (Midlothian, Virginia), Yanxin Shen (Glen Allen, Virginia), Jesse Frederick (Richmond), Dongmei Xu (Glen Allen, Virginia)
Assignee: Altria Client Services (Richmond)
April 21, 2020
Sphingosine kinase type 1 inhibitors and uses thereof
Patent No. 10,624,863
Provided are inhibitors of sphingosine kinase Type I that are useful in a number of applications, indications and diseases, as well as for monitoring pharmacokinetics and patient management. These compounds are applicable to treating tumors of the central nervous system, such as glioblastoma multiforme (GBM).
Inventors: Sarah Spiegel (Richmond), Robert Elliot Zipkin (Wynnewood, Pennsylvania), Jeffrey Kroll Adams (Fort Washington, Pennsylvania)
Assignee: Enzo Therapeutics (Farmingdale, New York) & Virginia Commonwealth University (Richmond)
April 21, 2020
Kitchen appliance noise baffle
Patent No. 10,624,500
A blender includes: a base unit, the base unit including a vent in fluid communication with external air; a motor mounted within the base unit and configured to drive blender blades; a cooling fan mounted in the base unit to draw air though the vent and past the motor into a reservoir; and a conduit formed within the base unit that provides an exit path for air drawn past an exit port at the rear of the base unit. A central baffle is located within the reservoir that divides the exit path into two lateral substreams that flow past opposite side edges of the central baffle, and two lateral baffles are located within the reservoir downstream of the central baffle. Each lateral baffle directs a respective substream inwardly such that the sub streams combine into a single stream that exits the exit port.
Inventors: Paul Diaz (Richmond), Koen Aidan Ambrose (Glen Allen, Virginia)
Assignee: Hamilton Beach Brands (Glen Allen, Virginia)
April 21, 2020
Cured leaf separator
Patent No. 10,624,384
A leaf removal assembly including a frame comprising a front plate having a feed opening, a leaf stripping assembly mounted on said front plate in front of said feed opening and an upper sprocket wheel comprising a plurality of upper socket grippers extending radially outward of the upper sprocket wheel and being disposed behind the front plate. The leaf removal assembly further includes a lower sprocket wheel comprising a plurality of lower sprocket grippers extending radially outwardly of the lower sprocket wheel and being disposed behind the front plate. At least one of the upper sprocket wheel and the lower sprocket wheel may be adjustably attached to the frame. A process for separating a leaf from a stalk comprising at least one leaf is also included.
Inventors: James David Evans (Chesterfield, Virginia), Ashish Jain (Glen Allen, Virginia), Loren Theodore Duvekot (Goochland, Virginia), David C. Haller (Richmond)
Assignee: Altria Client Services (Richmond)
April 21, 2020
Split credit card
Patent No. 10,628,724
A separable or split transaction card may be a transaction card that is separable into multiple parts. The transaction card may be separable into multiple portions through an axis that extends through one or more pieces of personal identification information. The transaction card may transition between two or more configurations. A first configuration may be one in which the multiple card portions are not connected, all of the separated pieces of personal identification information are disabled, and the transaction card is disabled. A second configuration may be one in which the multiple card portions are connected, one or more of the separated pieces of personal identification information are enabled, and the transaction card is enabled and may be read when inserted into a card reading machine.
Inventors: Lee Adcock (Midlothian, Virginia), Christopher Camenares (Falls Church, Virginia), Geeta Shyamala (Herndon, Virginia), Vincent Pham (Champaign, Illinois), Nahid Farhady Ghalaty (Fairfax, Virginia)
April 21, 2020
Tree or plant protection mat
Patent No. 10,624,276
One embodiment provides a modular green roof tray, house plant growth media and horticulture growth media, and a tree protection mat for weed and moisture control made from recycled disposable diapers. The growth medium and tree protection mat contain superabsorbent materials from diaper that can absorb waters and greatly reduce irrigation so to provide a drought resistant feature. One embodiment also provides a manufacturing process to perform 100% recycling of disposed diapers.
Inventors: Wei Zhang (Midlothian, Virginia), Hailing Yang (Midlothian, Virginia)
Assignee: Capital One Services (McLean, Virginia)
April 21, 2020