Tray With Base, Dome And Brim
Patent No. 12151861
The tray includes a base, the base including first sidewalls that are substantially cylindrically shaped, a first upper surface on an upper end of the base, a dome, the dome extending upwardly and away from the first upper surface, the first upper surface and the dome closing the upper end, a first brim, the first brim radially extending from a first lower end of the base.
Inventors: William J. Bogdziewicz (Richmond); Daniel Richter (Richmond); Christopher J. Hession (Mechanicsville, Va.)
Assignee: Altria Client Services (Richmond)
Nov. 26, 2024
Real-time Selection Of Authentication Procedures Based On Risk Assessment
Patent No. 12154114
A device may receive, from a server device, a real-time notification indicating that a field of a user account is being modified. The field may include personal information of a user associated with the user account and/or information identifying authorized users of the user account. The device may receive, from a user device, a request associated with a high-risk transaction involving the user account. The device may determine a risk score indicating a likelihood of the high-risk transaction being performed by an unauthorized user. The device may selectively identify an authentication procedure, of a group of authentication procedures, based on the risk score. The device may provide authentication instructions for the authentication procedure to the user device to allow the user device to perform the authentication procedure.
Inventors: Maria Bermudez-Cisneros (Arlington, Va.); Darlene Schwartz (McLean, Va.); Michelle Kelo (Chesterfield, Va.); Nicholas Flieg (Richmond); Adam Rubin (Arlington, Va.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
Methods And Devices For Communication Of Data Between Electronic Vaping Device And External Device
Patent No. 12155414
An embodiment of an electronic vaping device includes: a memory; a light emitting device configured to optically transmit information associated with the electronic vaping device to an external device; and processing circuitry coupled to the memory and the light emitting device. The processing circuitry may be configured to: collect the information associated with the electronic vaping device; store the information in the memory; detect a triggering event; and initiate optical transmission of the information by the light emitting device in response to detecting the triggering event.
Inventors: Terrance Theodore Bache (Richmond); Dave Schiff (Richmond); Chris Phelan (Richmond)
Assignee: Altria Client Services (Richmond)
Nov. 26, 2024
Paperboard Structure With At Least One Barrier Coating Layer
Patent No. 12152346
A paperboard structure that includes a paperboard substrate which includes a first major side and a second major side along with at least one barrier coating layer on the first major side. The barrier coating layer(s) may include a binder and a pigment, wherein the binder has a glass transition temperature of at least 20° C., wherein a ratio of the binder to the pigment is at least about 1:2 by weight.
Inventors: Jiebin Pang (Glen Allen, Va.); Natasha G. Melton (Richmond); Steven Parker (Raleigh, N.C.); Teresa Krug (Henrico, Va.)
Assignee: WestRock MWV LLC (Atlanta, Ga.)
Nov. 26, 2024
Automatic Image Cropping Systems And Methods
Patent No. 12154276
A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform the steps of a method to automatically crop images. The system may convert a raw image into a grayscale image before applying an edge detection operator to the grayscale image to create an edge image. The system may then create a binary image based on the edge image, identify one or more contours in the binary image, and determine one or more contour bounding image areas surrounding the contour(s). Upon identifying contour bounding image area(s) having user-specified dimensional criteria, the system may determine a minimum bounded image area including those area(s), pad the minimum bounded image area, and crop the raw image based on the padded bounded area.
Inventor: Omar Ahmed Ansari (Richmond)
Assignee: Carmax Enterprise (Richmond)
Nov. 26, 2024
Fabric Having Tobacco Entangled With Structural Fibers
Patent No. 12150476
A smokeless tobacco product includes smokeless tobacco and structural fibers. The structural fibers forming a network in which the smokeless tobacco is entangled. The structural fibers have a composition different from the smokeless tobacco. The tobacco-entangled fabric can have an overall oven volatiles content of at least 10 weight percent. In some embodiments, the structural fibers form a nonwoven network. In some embodiments, fibrous structures of the smokeless tobacco are entangled with the structural fibers.
Inventors: Frank Scott Atchley (Midlothian, Va.); James M. Rossman (Richmond); Munmaya K. Mishra (Manakin Sabot, Va.)
Assignee: Altria Client Services (Richmond)
Nov. 26, 2024
Method Of Forming Blank With Platform Panel And Foot Panel
Patent No. 12151857
The method includes defining a plurality of fold lines that divide the blank into a plurality of sidewall panels, forming at least one platform panel on a bottom end of the plurality of sidewall panels, and forming at least one foot panel on a first side edge of the plurality of sidewall panels near the bottom end, the at least one foot panel being configured to at least partially support the at least one platform panel once the blank is folded into an assembled package.
Inventor: Stephen J. Bellamah (Midlothian, Va.)
Assignee: Altria Client Services (Richmond)
Nov. 26. 2024
Polymer Encased Smokeless Tobacco Products
Patent No. 12151260
Methods for encasing bodies including smokeless tobacco or a tobacco substitute with a polymeric casing can include coating a compressed body with microfibers, applying tubular casings to compressed bodies, printing netting and webs on compressed bodies, injection molding around compressed bodies, applying a webbing to compressed bodies, placing compressed bodies into a skin forming bath, and including thermoplastic polymers in a compressed body.
Inventors: Andrew Nathan Carroll (Chester, Va.); Shannon Maxwell Black (Richmond); Yan Helen Sun (Midlothian, Va.); William J. Burke (Nashville, Tenn.); Christopher Joseph Dinovi (Ruther Glen, Va.); David Phillips (Richmond); Jason Andrew Macko (Richmond); Robert Smith (Glen Allen, Va.)
Assignee: Altria Client Services (Richmond)
Nov. 26, 2024
System And Method Providing Flow-through Private Label Card Acquisition
Patent No. 12154125
The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier. The system may also generate an invitation to apply for a new financial service account associated with the merchant when the consumer does not have a current financial service account associated with the merchant, communicate the invitation to apply to the consumer, and award the one or more incentives to the consumer based on a response to the invitation to apply.
Inventors: Thomas S. Poole (Chantilly, Va.); David E. Keating (Glen Allen, Va.); Drew Jacobs (Arlington, Va.); Janusz M. Niczyporuk (Vienna, Va.); Luke A. Hammock (Washington, D.C.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
Systems And Methods For Phone-based Card Activation
Patent No. 12154097
Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The contactless card may include one or more processors and memory. The memory may include one or more applets. The client device may include one or more processors and memory. The client device may be in data communication with the contactless card. One or more servers may be in data communication with the client device. A first set of information may be transmitted from the contactless card to the client device. The first set of information may include one or more links to activate the contactless card. The client device may be configured to receive the first set of information from the contactless card. Upon validation of the first set of information, the contactless card may be activated.
Inventors: Jeffrey Rule (Chevy Chase, Md.); Melissa Heng (Glen Allen, Va.); James Ashfield (Midlothian, Va.); Colin Hart (Arlington, Va.); Rajko Ilincic (Annandale, Va.); Wayne Lutz (Fort Washington, Md.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
Systems And Methods For User Information Management Using Contactless Cards
Patent No. 12155770
Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
Inventors: Kaitlin Newman (Washington, D.C.); Kimberly Haynes (Reston, Va.); Charles Nathan Crank (Henrico, Va.); Colin Hart (Arlington, Va.); Jeffrey Rule (Chevy Chase, Md.); Lara Mossler (Farmville, Va.); Latika Gulati (Annandale, Va.); Abdelkader Benkreira (Washington, Va.); Sarah Jane Cunningham (Arlington, Va.); Sophie Bermudez (Washington, D.C.); Michael Mossoba (Arlington, Va.); Wayne Lutz (Fort Washington, Va.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
System And Method For Electronic Communication
Patent No. 12154556
Systems, methods, and computer-readable storage media for providing communication recommendations to users. The system receives electronic transcripts associated with a first user and generates, based on the transcripts, a communication profile of the user. The system also receives additional user transcripts associated with a plurality of additional users and generates additional communication profiles for those additional users based on the additional transcripts. The system receives a request to communicate with at least one user within the plurality of additional users regarding a specified topic, identifies a second user from within the plurality of additional users, and generates a communication initiation recommendation for the first user to communicate with the second user. The system then transmits the communication initiation recommendation to a first user computing device associated with the first user.
Inventors: Christopher Camenares (Falls Church, Va.); Joseph Boayue (Reston, Va.); Lee Adcock (Midlothian, Va.); Ana Cruz (Arlington, Va.); Nahid Farhady Ghalaty (Fairfax, Va.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
Training An Artificial Intelligence Engine To Predict Responses For Determining Appropriate Action
Patent No. 12154128
A system for guiding interactions with a user device requests a response from first users, stores the response as response data forming a subset of a personal data set of each of the responding first users, and generates a predictive model during training of a machine learning program with a training data set including the personal data set of each of the first users. The predictive model predicts a predicted response of a second user associated with the user device by correlating a personal data set of the second user to the personal data set of at least one of the first users. The computer sends a communication to the user device of the second user having content relating to the first product and/or service when it is determined that the predicted response indicates an interest in or preference of the second user for the first product and/or service.
Inventors: David Wright (Roswell, Ga.); David Pham (Acworth, Ga.); Adam Thomas Lewis (Mechanicsville, Va.)
Assignee: Truist Bank (Charlotte, N.C.)
Nov. 26, 2024
Smart Card Authentication System
Patent No. 12154116
Aspects described herein may allow for authentication of smart card usage. A server may receive, from a first computing device associated with a first user, a delegation request to delegate an authority, to a second user, to use a secondary card associated with an account belonging to the first user. The first user may hold a primary card associated with the account and the delegation request comprises one or more limitations on the authority. The server may also receive, via a sensor on the secondary card, first biometric information associated with the second user. The server may authenticate subsequent transaction requests based on the first biometric information and one or more limitations. In this way, the system may provide account holders with the flexibility to authorize other users to use the account while minimizing the risk of being exposed to fraudulent requests.
Inventors: Manish Hira (Henrico, Va.)
Assignee: Capital One Services (McLean, Va.)
Nov. 26, 2024
Driveline And Transmission Fluids For Low Speed Wear And Scuffing
Patent No. 12157866
This disclosure relates to lubricants with certain amounts of calcium and zinc that tend to perform well in the low-speed FZG scuffing tests of CEC L-07 (FZG A/8.3/90) and further include certain amounts of low molecular weight diol and/or triol compounds to achieve good gear wear performance in FZG wear tests. The lubricants herein are suitable for use as industrial gear oils for transmission fluids (i.e., manual, automatic, or dual-clutch transmissions), gear fluids, axle fluids, differential fluids, and/or lubricating fluids for other gear-type applications configured for heavy-duty applications.
Inventors: Bryan Rock (Chesterfield, Va.); Carey Lehner (Midlothian, Va.); Carmen Betts (Richmond)
Assignee: Afton Chemical Corp. (Richmond)
Dec. 3, 2024
System, Method, And Computer-accessible Medium For Detecting And Remediating In-person Cart Abandonment
Patent No. 12159272
An exemplary system, method, and computer-accessible medium for determining product abandonment for an item(s) can include receiving first information related to a plurality of in-person transactions for a plurality of customers from a point of sale (POS) device(s) located at a merchant(s), where the first information can include transaction information related to the item(s), determining second information related to a reduction of a quantity of the item(s) from the first information by an operator(s) of the POS device(s), generating third information by identifying particular transactions that include the reduction of the quantity, and determining the product abandonment based on the third information by applying (i) a pattern recognition procedure or (ii) a machine learning procedure to the third information. The first information can include in-person transactions that occurred over a particular period of time, and the particular period of time can correspond to a sales cycle of the merchant(s).
Inventors: Joshua Edwards (Midlothian, Va.); Lukiih Cuan (Washington, D.C.); Latika Gulati (Annandale, Va.)
Assignee: Capital One Services (McLean, Va.)
Dec. 3, 2024
E-mail Address Verification
Patent No. 12158967
In some implementations, a system may receive a first request including a user internet protocol (IP) address associated with the first request, and a user e-mail address associated with an e-mail account of a user. The system may store the submission IP address in association with the first request. The system may transmit a confirmation e-mail message to the user e-mail address. The confirmation e-mail message may include image data associated with the first request. The system may receive, from an e-mail client associated with the user e-mail account, a second request to access the image data. The second request may include a confirmation IP address. The system may perform a comparison of the requesting and submission IP addresses and the submission IP address. The system may transmit, to the e-mail client, an image associated with the image data and based on the comparison.
Inventors: Kelly Morse Komman (Mechanicsville, Va.); Aaron Wright (Bear, Del.); Omer Alrefaai (Midlothian, Va.)
Assignee: Capital One Services (McLean, Va.)
Dec. 3, 2024
Carton And Blank Therefor
Patent No. 12157615
Aspects of the disclosure relate to a carton for packaging one or more article and a blank for forming the carton. An aspect of the invention provides a corner folding arrangement comprising a first panel (18) having a corner defined by an end edge and a side edge. A second panel (32b) is hingedly connected to the end edge of the first panel along a first fold line. A third panel (20) hingedly connected to the side edge of the first panel along a second fold line. A fourth (34b) and fifth (36b) panel couple the second panel to the third panel. The fourth panel is hingedly connected to the second panel along a third fold line and the fifth panel is hingedly connected to the third panel along a fourth fold line. A severance line (70) extends between the first and fourth fold lines or between the second and third fold lines. In an unfolded blank form the severance line bypasses a notional intersection of the first and second fold lines such that the notional intersection is located on one side of the severance line spaced apart from the fourth and fifth panels.
Inventor: Matthew E. Zacherle (Moseley, Va.)
Assignee: WestRock Packaging Systems (Atlanta, Ga.)
Dec. 3, 2024