Systems and methods for providing a cash value adjustment to a life insurance policy
Patent 8,612,263
A method and system for performing a cash value adjustment to a life insurance policy issued by an insurer and owned by a policy owner, the method performed by a computer processing system. The method may include (1) inputting parameters of a life insurance policy, the parameters including controlling parameters, and the controlling parameters including: (i) a constraint dictated parameter of the life insurance policy; and (ii) a driven parameter of the life insurance policy. The method may further include analyzing the relationship between the constraint dictated parameter and the driven parameter; and performing a re-underwriting of the life insurance policy using the parameters of the life insurance policy and a set of re-underwriting criteria. The method may further include generating re-underwritten policy data to constitute a re-underwritten policy. The method may include providing an annuity.
Inventors: Landis W. Atkinson, III (Richmond); Kevin G. Smith (Lynchburg); Geoffrey S. Stiff (Richmond)
Assignee: Genworth Holdings, Inc. (Richmond)
December 17, 2013
Method for diagnosing acute ischemic events in human subjects
Patent 8,609,360
Chemiluminescent of metabolic by-products of inosine and hypoxanthine is used to diagnose acute ischemic events in human subjects.
Inventors: Don Farthing (Chester); Lei Xi (Richmond); H. Thomas Karnes (Richmond); Domenic Sica (Richmond); Todd Gehr (Manakin-Sabot); Lynne Gehr (Manakin-Sabot); Martin Unverdorben (Pottstown, Pa.)
Assignee: Virginia Commonwealth University (Richmond)
December 17, 2013
Infrared solvent stripping process
Patent 8,608,998
A process for stripping chemically bonded spinning solvent from a solution-spun nonwoven web comprising the steps of providing a nonwoven web comprising solvent-laden polymeric fibers having average fiber diameters of less than about 1 micrometer, and transporting the nonwoven web through at least one infrared solvent stripping station wherein infrared radiation irradiates the nonwoven web in the absence of a solvent stripping fluid impinging on the nonwoven web in order to reduce the solvent concentration of the fibers to less than about 10,000 ppmw.
Inventors: Christel Berta Laxton (Hopewell); B. Lynne Wiseman (Richmond); Christopher William Newton (Richmond); Simon Frisk (Richmond)
Assignee: E I du Pont de Nemours and Company (Wilmington, Del.)
December 17, 2013
Fold-away wheelbarrow systems
Patent 8,608,189
A fold-away wheelbarrow system is for use in moving materials from one location to another. The wheelbarrow has a shell comprised of a front, a back, a right side, and a left side that hinge together in such a way that the front may open for dumping the carried load and/or the front, back, and sides may fold via a plurality of hinges into a flat configuration for storage. The fold-away wheelbarrow is foldable such that it occupies a greatly reduced area for storage.
Inventors: Kendall Jones (Richmond); Marita Friend (Richmond)
December 17, 2013
Insulated container with comfort zone
Patent 8,608,018
A container including a base container having a side wall that extends about a longitudinal axis to define an internal volume and an overwrap positioned over the side wall, the overwrap including a first zone circumferentially extending about the base container, the first zone including a first pattern of bosses, and a second zone circumferentially extending about the base container, the second zone including a second pattern of bosses, the second pattern of bosses being different than the first pattern of bosses.
Inventors: Vladislav Babinsky (Midlothian); Sven Samuel Arenander (Richmond): Melvin Joshua Leedle (St. Louis, Mo); Jonathan P. Sundy (Columbia, Mo.)
Assignee: MeadWestvaco Corporation (Richmond)
December 17, 2013
Composite flame barrier laminate for a thermal and acoustic insulation blanket
Patent 8,607,928
A multilayer laminate for use as a flame barrier in an aircraft comprising a polymeric film layer capable of withstanding a temperature of at least 200 C for at least 10 min, an adhesive layer, an inorganic refractory layer and an aramid paper comprising from 50 to 90 weight percent of aramid fibers and from 10 to 50 weight percent of meta-aramid binder.
Inventors: Llewellyn Bentley Richardson, III (Chesterfield); Dariusz Wlodzimierz Kawka (Midlothian)
Assignee: E I du Pont de Nemours and Company (Wilmington, Del.)
December 17, 2013
Devices, systems and methods for medicament delivery
Patent 8,608,698
An apparatus includes a housing, a needle, a first energy storage member and a second energy storage member. The needle is movably disposed within the housing and is configured to be to be placed in fluid communication with a medicament container. The needle is configured to move between a first position and a second position. In its first position, the needle is contained within the housing. In its second position, at least a portion of the needle extends from the housing. The first energy storage member is disposed within the housing, and is configured to produce a first force when actuated. The second energy storage member is disposed within the housing, and is configured to be actuated in response to the first force to produce a second force to move the needle from the first needle position to the second needle position.
Inventors: Eric Shawn Edwards (Midlothian); Evan Thomas Edwards (Fredericksburg); Mark J. Licata (Doswell); Paul F. Meyers (Fishers, Ind.)
Assignee: Intelliject, Inc. (Richmond)
December 17, 2013
Systems and methods for providing a cash value adjustment to a life insurance policy
Patent 8,612,263
A method and system for performing a cash value adjustment to a life insurance policy issued by an insurer and owned by a policy owner, the method performed by a computer processing system. The method may include (1) inputting parameters of a life insurance policy, the parameters including controlling parameters, and the controlling parameters including: (i) a constraint dictated parameter of the life insurance policy; and (ii) a driven parameter of the life insurance policy. The method may further include analyzing the relationship between the constraint dictated parameter and the driven parameter; and performing a re-underwriting of the life insurance policy using the parameters of the life insurance policy and a set of re-underwriting criteria. The method may further include generating re-underwritten policy data to constitute a re-underwritten policy. The method may include providing an annuity.
Inventors: Landis W. Atkinson, III (Richmond); Kevin G. Smith (Lynchburg); Geoffrey S. Stiff (Richmond)
Assignee: Genworth Holdings, Inc. (Richmond)
December 17, 2013
Method for diagnosing acute ischemic events in human subjects
Patent 8,609,360
Chemiluminescent of metabolic by-products of inosine and hypoxanthine is used to diagnose acute ischemic events in human subjects.
Inventors: Don Farthing (Chester); Lei Xi (Richmond); H. Thomas Karnes (Richmond); Domenic Sica (Richmond); Todd Gehr (Manakin-Sabot); Lynne Gehr (Manakin-Sabot); Martin Unverdorben (Pottstown, Pa.)
Assignee: Virginia Commonwealth University (Richmond)
December 17, 2013
Infrared solvent stripping process
Patent 8,608,998
A process for stripping chemically bonded spinning solvent from a solution-spun nonwoven web comprising the steps of providing a nonwoven web comprising solvent-laden polymeric fibers having average fiber diameters of less than about 1 micrometer, and transporting the nonwoven web through at least one infrared solvent stripping station wherein infrared radiation irradiates the nonwoven web in the absence of a solvent stripping fluid impinging on the nonwoven web in order to reduce the solvent concentration of the fibers to less than about 10,000 ppmw.
Inventors: Christel Berta Laxton (Hopewell); B. Lynne Wiseman (Richmond); Christopher William Newton (Richmond); Simon Frisk (Richmond)
Assignee: E I du Pont de Nemours and Company (Wilmington, Del.)
December 17, 2013
Fold-away wheelbarrow systems
Patent 8,608,189
A fold-away wheelbarrow system is for use in moving materials from one location to another. The wheelbarrow has a shell comprised of a front, a back, a right side, and a left side that hinge together in such a way that the front may open for dumping the carried load and/or the front, back, and sides may fold via a plurality of hinges into a flat configuration for storage. The fold-away wheelbarrow is foldable such that it occupies a greatly reduced area for storage.
Inventors: Kendall Jones (Richmond); Marita Friend (Richmond)
December 17, 2013
Insulated container with comfort zone
Patent 8,608,018
A container including a base container having a side wall that extends about a longitudinal axis to define an internal volume and an overwrap positioned over the side wall, the overwrap including a first zone circumferentially extending about the base container, the first zone including a first pattern of bosses, and a second zone circumferentially extending about the base container, the second zone including a second pattern of bosses, the second pattern of bosses being different than the first pattern of bosses.
Inventors: Vladislav Babinsky (Midlothian); Sven Samuel Arenander (Richmond): Melvin Joshua Leedle (St. Louis, Mo); Jonathan P. Sundy (Columbia, Mo.)
Assignee: MeadWestvaco Corporation (Richmond)
December 17, 2013
Composite flame barrier laminate for a thermal and acoustic insulation blanket
Patent 8,607,928
A multilayer laminate for use as a flame barrier in an aircraft comprising a polymeric film layer capable of withstanding a temperature of at least 200 C for at least 10 min, an adhesive layer, an inorganic refractory layer and an aramid paper comprising from 50 to 90 weight percent of aramid fibers and from 10 to 50 weight percent of meta-aramid binder.
Inventors: Llewellyn Bentley Richardson, III (Chesterfield); Dariusz Wlodzimierz Kawka (Midlothian)
Assignee: E I du Pont de Nemours and Company (Wilmington, Del.)
December 17, 2013
Devices, systems and methods for medicament delivery
Patent 8,608,698
An apparatus includes a housing, a needle, a first energy storage member and a second energy storage member. The needle is movably disposed within the housing and is configured to be to be placed in fluid communication with a medicament container. The needle is configured to move between a first position and a second position. In its first position, the needle is contained within the housing. In its second position, at least a portion of the needle extends from the housing. The first energy storage member is disposed within the housing, and is configured to produce a first force when actuated. The second energy storage member is disposed within the housing, and is configured to be actuated in response to the first force to produce a second force to move the needle from the first needle position to the second needle position.
Inventors: Eric Shawn Edwards (Midlothian); Evan Thomas Edwards (Fredericksburg); Mark J. Licata (Doswell); Paul F. Meyers (Fishers, Ind.)
Assignee: Intelliject, Inc. (Richmond)
December 17, 2013