System and method for providing extra lines of credit
Patent 7,904,384
A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established [private]for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer’s web sites. Purchases at selected vendor sites may be automatically applied to a customer’s newly established extra credit line.
Additionally, a customer may choose to apply purchases to their extra credit lines or their primary line of credit.
Inventors: Joseph Lilly (Richmond); Colin Ruh (Richmond); Jeff York (Richmond); Philip Walker (Midlothian)
Assignee: Capital One Financial Corp. (Falls Church, Va.)
March 8, 2011
Systems and methods that facilitate participation in online auctions via an intermediary web site
Patent 7,904,343
Systems, methods and computer program products are provided that can allow users to obtain information about, and participate in, auctions being conducted at a plurality of on-line auction sites. A Web site of an intermediary maintains information about items being auctioned at a plurality of remotely located auction sites in communication with a computer network, such as the Internet. Auction information is displayable to users accessing the intermediary web site via clients, such as Web browsers, via the computer network. Potential buyers accessing an intermediary Web site can search for and place bids for items being auctioned at remote, on-line auctions. In addition, sellers can utilize an intermediary Web site to locate on-line auctions within which to list items for sale.
Inventors: Michael Brader-Araje (Durham, N.C.); Dov Cohn (Raleigh, N.C.); Mark Jauquet (Amherst, N.Y.); Richard Racz (Richmond); John Root III (Cary, N.C.)
Assignee: Siebel Systems, Inc. (San Mateo, Calif.)
March 8, 2011
Lubricant composition
Patent 7,902,133
A lubricant composition comprising a dispersant and a base oil comprising less than about 3% by weight of tetracycloparaffins is disclosed. Methods of making and using the lubricant composition are also disclosed.
Inventors: Mark Devlin (Richmond); Tze-chi Jao (Glen Allen)
Assignee: Afton Chemical Corporation (Richmond)
March 8, 2011
Compositions and methods for storing holographic data
Patent 7,901,839
The present invention provides a method for storing holographic data comprising providing a holographic storage medium comprising an optically transparent substrate including a photochemically active dye having at least two nitrone groups; and irradiating the optically transparent substrate with a holographic interference pattern, wherein the pattern has a first wavelength and an intensity both sufficient to convert, within a volume element of the substrate, at least some of the photochemically active dye into a photo-product, and producing within the irradiated volume element concentration variations of the photo-product corresponding to the holographic interference pattern, thereby producing a first optically readable datum corresponding to the volume element.
Inventors: Christoph Erben (Los Gatos, Calif.); Michael Mclaughlin (Richmond); Kathryn Longley (Saratoga Springs, N.Y.); Shantaram Naik (Bangalore, India); Mahesh Kisan Chaudhari (Jalgaon, India); Jyoti Balkrishna Shet (Ponda, India); Varadarajan Sundararaman (Chennai, India); Yogendrasinh Bharatsinh Chauhan (Gujarat, India); Gary Davis (Albany, N.Y.); Sumeet Jain (Niskayuna, N.Y.); Moitreyee Sinha (Niskayuna)
Assignee: General Electric Company (Niskayuna)
March 8, 2011
Method, system, and apparatus for the growth of SiC and related or similar material, by chemical vapor deposition, using precursors in modified cold-wall reactor
Patent 7,901,508
An approach for the growth of high-quality epitaxial silicon carbide (SiC) films and boules, using the Chemical Vapor Deposition (CVD) technique is described here. The method comprises modifications in the design of the typical cold-wall CVD reactors, providing a better temperature uniformity in the reactor bulk and a low temperature gradient in the vicinity of the substrate, and an approach to increase the silicon carbide growth rate and to improve the quality of the growing layers, using halogenated carbon-containing precursors (carbon tetrachloride CCl.sub.4 or halogenated hydrocarbons, CHCl.sub.3, CH.sub.2Cl.sub.2, CH.sub.3Cl, etc.), or introducing other chlorine-containing species in the gas phase in the growth chamber. The etching effect, proper ranges, and high temperature growth are also examined.
Inventors: Yuri Makarov (Richmond); Michael Spencer (Ithaca, N.Y.)
Assignee: Widetronix, Inc. (Ithaca)
March 8, 2011
Flexible ballistic fabric and articles made therefrom
Patent 7,901,529
The invention concerns a penetration resistant article comprising a plurality of substantially planar elements; each element comprising at least one fibrous layer formed of multifilaments having a linear density of at least 200 dtex, a tenacity of at least 10 grams per dtex, and an elongation to break of at least 2%; and superposed upon at least one of the fibrous layers, a polymer layer comprising a thermoplastic polymer, a thermoset polymer, or a polymer having glass transition temperature of -40.degree. C. to 0.degree. C., a molecular weight (Mw) of 20,000 to 100,000, and a viscosity of about 2.times.10.sup.6 to about 10.sup.13 poise at 20.degree. C.; the polymer layer covering and being adhered to from 25% to 75% of the area of the fibrous layer, wherein the area not covered by the polymer layer comprises a plurality of discrete areas.
Inventors:, Minshon Chiou (Chesterfield)
Assignee: E. I. du Pont de Nemours and Company (Wilmington, Del. )
March 8, 2011
Multiaxial fabric
Patent 7,900,267
Multiaxial fabrics contain at least one layer of nonwoven fabric, thermoplastic film or thermoset film, a first layer containing a plurality of first yarns being substantially parallel in a first direction, a second layer containing a plurality of second yarns being substantially parallel in a second direction and skew or off-set with respect to the first yarns, and transverse yarn interlaced transversely within the layers wherein each layer may be arranged in any sequential order and optionally coated with a high viscosity polymer that has a Tg in the range of about -40 to about 0.degree. C., and a zero shear melt viscosity of about 2.times.10.sup.6 to about 10.sup.13 poise at 20.degree. C.
Inventors: Minshon Chiou (Chesterfield)
Assignee: E.I. du Pont de Nemours and Company (Wilmington, Del.)
March 8, 2011
Process for hydrolyzing polyphosphoric acid in a spun yarn
Patent 7,906,615
The present invention relates to processes for hydrolyzing polyphosphoric acid in a fiber and the removal of hydrolyzed polyphosphoric acid from the fiber.
Inventors: Steven Allen (Midlothian); Steven Moore (Powhatan); Christopher Newton (Richmond); David Rodini (Midlothian); Doetze Jakob Sikkema (Richmond)
Assignee: Magellan Systems International, LLC (Bethesda, Md.); E. I. du Pont de Nemours and Company (Wilmington, Del.)
March 15, 2011
Process for removing cations from polyareneazole fiber
Patent 7,906,613
The present invention relates to processes for hydrolyzing polyphosphoric acid in a fiber and the removal of hydrolyzed polyphosphoric acid from the fiber.
Inventors: Doetze Jakob Sikkema (Richmond)
Assignee: Magellan Systems International, LLC (Bethesda, Md.)
March 15, 2011
Lubricant compositions
Patent 7,906,465
A lubricant composition comprising a detergent and a base oil comprising less than about 3% by weight of tetracycloparaffins is disclosed. Methods of making and using the composition are also disclosed.
Inventors: Mark Devlin (Richmond); Tze-chi Jao (Glen Allen)
Assignee: Afton Chemical Corp. (Richmond)
March 15, 2011
Wide ultra high molecular weight polyethylene sheet and method of manufacture
Patent 7,905,971
A wide sheet of highly oriented ultra high molecular weight polyethylene comprising a plurality of strips of highly oriented ultra high molecular weight polyethylene partially overlapped or abutted longitudinally to define joints between adjoining strips wherein the thickness of the joint is less than about 80% of the thickness of the sum of the thicknesses of the adjoining strips that make up the joint. A continuous method for the production of such materials comprising subjecting longitudinally overlapping or abutted strips of these materials to temperatures below the melting point of the UHMWPE and pressures over 300 pli is also disclosed.
Inventors: Kenneth Harding (Midlothian); Gene Weedon (Richmond); Lisa Owen (Monroe, N.C.)
Assignee: BAE Systems Tensylon H.P. M. Inc.
March 15, 2011
[/private]
System and method for providing extra lines of credit
Patent 7,904,384
A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may be established [private]for selected customers based on the determined level of risk associated with each customer. Each extra credit line may be exclusively associated with a selected set of vendors that have a partnership agreement with the credit card issuer. The credit card issuer may allow customers to select vendors to be associated with the extra credit line or may automatically choose vendors for selected customers. Customers with established extra credit lines may purchase goods and/or service directly from vendor sites or at the credit card issuer’s web sites. Purchases at selected vendor sites may be automatically applied to a customer’s newly established extra credit line.
Additionally, a customer may choose to apply purchases to their extra credit lines or their primary line of credit.
Inventors: Joseph Lilly (Richmond); Colin Ruh (Richmond); Jeff York (Richmond); Philip Walker (Midlothian)
Assignee: Capital One Financial Corp. (Falls Church, Va.)
March 8, 2011
Systems and methods that facilitate participation in online auctions via an intermediary web site
Patent 7,904,343
Systems, methods and computer program products are provided that can allow users to obtain information about, and participate in, auctions being conducted at a plurality of on-line auction sites. A Web site of an intermediary maintains information about items being auctioned at a plurality of remotely located auction sites in communication with a computer network, such as the Internet. Auction information is displayable to users accessing the intermediary web site via clients, such as Web browsers, via the computer network. Potential buyers accessing an intermediary Web site can search for and place bids for items being auctioned at remote, on-line auctions. In addition, sellers can utilize an intermediary Web site to locate on-line auctions within which to list items for sale.
Inventors: Michael Brader-Araje (Durham, N.C.); Dov Cohn (Raleigh, N.C.); Mark Jauquet (Amherst, N.Y.); Richard Racz (Richmond); John Root III (Cary, N.C.)
Assignee: Siebel Systems, Inc. (San Mateo, Calif.)
March 8, 2011
Lubricant composition
Patent 7,902,133
A lubricant composition comprising a dispersant and a base oil comprising less than about 3% by weight of tetracycloparaffins is disclosed. Methods of making and using the lubricant composition are also disclosed.
Inventors: Mark Devlin (Richmond); Tze-chi Jao (Glen Allen)
Assignee: Afton Chemical Corporation (Richmond)
March 8, 2011
Compositions and methods for storing holographic data
Patent 7,901,839
The present invention provides a method for storing holographic data comprising providing a holographic storage medium comprising an optically transparent substrate including a photochemically active dye having at least two nitrone groups; and irradiating the optically transparent substrate with a holographic interference pattern, wherein the pattern has a first wavelength and an intensity both sufficient to convert, within a volume element of the substrate, at least some of the photochemically active dye into a photo-product, and producing within the irradiated volume element concentration variations of the photo-product corresponding to the holographic interference pattern, thereby producing a first optically readable datum corresponding to the volume element.
Inventors: Christoph Erben (Los Gatos, Calif.); Michael Mclaughlin (Richmond); Kathryn Longley (Saratoga Springs, N.Y.); Shantaram Naik (Bangalore, India); Mahesh Kisan Chaudhari (Jalgaon, India); Jyoti Balkrishna Shet (Ponda, India); Varadarajan Sundararaman (Chennai, India); Yogendrasinh Bharatsinh Chauhan (Gujarat, India); Gary Davis (Albany, N.Y.); Sumeet Jain (Niskayuna, N.Y.); Moitreyee Sinha (Niskayuna)
Assignee: General Electric Company (Niskayuna)
March 8, 2011
Method, system, and apparatus for the growth of SiC and related or similar material, by chemical vapor deposition, using precursors in modified cold-wall reactor
Patent 7,901,508
An approach for the growth of high-quality epitaxial silicon carbide (SiC) films and boules, using the Chemical Vapor Deposition (CVD) technique is described here. The method comprises modifications in the design of the typical cold-wall CVD reactors, providing a better temperature uniformity in the reactor bulk and a low temperature gradient in the vicinity of the substrate, and an approach to increase the silicon carbide growth rate and to improve the quality of the growing layers, using halogenated carbon-containing precursors (carbon tetrachloride CCl.sub.4 or halogenated hydrocarbons, CHCl.sub.3, CH.sub.2Cl.sub.2, CH.sub.3Cl, etc.), or introducing other chlorine-containing species in the gas phase in the growth chamber. The etching effect, proper ranges, and high temperature growth are also examined.
Inventors: Yuri Makarov (Richmond); Michael Spencer (Ithaca, N.Y.)
Assignee: Widetronix, Inc. (Ithaca)
March 8, 2011
Flexible ballistic fabric and articles made therefrom
Patent 7,901,529
The invention concerns a penetration resistant article comprising a plurality of substantially planar elements; each element comprising at least one fibrous layer formed of multifilaments having a linear density of at least 200 dtex, a tenacity of at least 10 grams per dtex, and an elongation to break of at least 2%; and superposed upon at least one of the fibrous layers, a polymer layer comprising a thermoplastic polymer, a thermoset polymer, or a polymer having glass transition temperature of -40.degree. C. to 0.degree. C., a molecular weight (Mw) of 20,000 to 100,000, and a viscosity of about 2.times.10.sup.6 to about 10.sup.13 poise at 20.degree. C.; the polymer layer covering and being adhered to from 25% to 75% of the area of the fibrous layer, wherein the area not covered by the polymer layer comprises a plurality of discrete areas.
Inventors:, Minshon Chiou (Chesterfield)
Assignee: E. I. du Pont de Nemours and Company (Wilmington, Del. )
March 8, 2011
Multiaxial fabric
Patent 7,900,267
Multiaxial fabrics contain at least one layer of nonwoven fabric, thermoplastic film or thermoset film, a first layer containing a plurality of first yarns being substantially parallel in a first direction, a second layer containing a plurality of second yarns being substantially parallel in a second direction and skew or off-set with respect to the first yarns, and transverse yarn interlaced transversely within the layers wherein each layer may be arranged in any sequential order and optionally coated with a high viscosity polymer that has a Tg in the range of about -40 to about 0.degree. C., and a zero shear melt viscosity of about 2.times.10.sup.6 to about 10.sup.13 poise at 20.degree. C.
Inventors: Minshon Chiou (Chesterfield)
Assignee: E.I. du Pont de Nemours and Company (Wilmington, Del.)
March 8, 2011
Process for hydrolyzing polyphosphoric acid in a spun yarn
Patent 7,906,615
The present invention relates to processes for hydrolyzing polyphosphoric acid in a fiber and the removal of hydrolyzed polyphosphoric acid from the fiber.
Inventors: Steven Allen (Midlothian); Steven Moore (Powhatan); Christopher Newton (Richmond); David Rodini (Midlothian); Doetze Jakob Sikkema (Richmond)
Assignee: Magellan Systems International, LLC (Bethesda, Md.); E. I. du Pont de Nemours and Company (Wilmington, Del.)
March 15, 2011
Process for removing cations from polyareneazole fiber
Patent 7,906,613
The present invention relates to processes for hydrolyzing polyphosphoric acid in a fiber and the removal of hydrolyzed polyphosphoric acid from the fiber.
Inventors: Doetze Jakob Sikkema (Richmond)
Assignee: Magellan Systems International, LLC (Bethesda, Md.)
March 15, 2011
Lubricant compositions
Patent 7,906,465
A lubricant composition comprising a detergent and a base oil comprising less than about 3% by weight of tetracycloparaffins is disclosed. Methods of making and using the composition are also disclosed.
Inventors: Mark Devlin (Richmond); Tze-chi Jao (Glen Allen)
Assignee: Afton Chemical Corp. (Richmond)
March 15, 2011
Wide ultra high molecular weight polyethylene sheet and method of manufacture
Patent 7,905,971
A wide sheet of highly oriented ultra high molecular weight polyethylene comprising a plurality of strips of highly oriented ultra high molecular weight polyethylene partially overlapped or abutted longitudinally to define joints between adjoining strips wherein the thickness of the joint is less than about 80% of the thickness of the sum of the thicknesses of the adjoining strips that make up the joint. A continuous method for the production of such materials comprising subjecting longitudinally overlapping or abutted strips of these materials to temperatures below the melting point of the UHMWPE and pressures over 300 pli is also disclosed.
Inventors: Kenneth Harding (Midlothian); Gene Weedon (Richmond); Lisa Owen (Monroe, N.C.)
Assignee: BAE Systems Tensylon H.P. M. Inc.
March 15, 2011
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